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Do you know if you're on track?
Find out and get a Starter Roadmap

In 5 minutes you can complete our simple 3-step process.

1. Tell us a little about your financial goals and current situation

2. Tweak your settings to see how small changes can improve your financial future

3. Review your Starter Roadmap and personalized Dashboard designed to help you get ahead

Get Started > Still not sure?
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Privacy Policy

Your information is confidential and will not be shared with anyone.

Neither your contact information nor your financial information will be shared with anyone else, including individuals affiliated with the advisors, as well as any organizations associated with the advisor. Your information will neither be sold nor rented. You can opt out of educational emails at any time.

About

At Consumer Credit Counseling Service, we can provide you with the best program options to eliminate your debt and restore your credit in the entire industry. Our certified counselors are experienced professionals and we care about our clients needs. You will find no other agency that can better serve you.

CCCS is a nonprofit organization offering debt management and educational programs helping financially distressed families and individuals effectively manage their finances. It is our mission to provide sound consumer education on the wise use of credit, preventive and rehabilitative financial counseling, and debt reduction services.

STANDARDS OF EXCELLENCE

• A non-profit, 501c3, organization. Meets all applicable requirements.
• Independent volunteer governing Board of Directors
• Maintains a permanent business location for face-to-face counseling
• Provides financial counseling, comprehensive Housing counseling, and education to all clients regardless of age, race, color, creed, religion, sex, marital status, employment, veteran or disability or financial status.
• Annual audit conducted by an independent Certified Public Accountant
• All services must be provided within a reasonable amount of time from inquiry and at times convenient to the public
• Agency provides services by a Certified Counselor in- person, online, and by telephone
• Must be accredited by a National Foundation for Credit Counseling approved independent third party agency
• Counselors must be certified by an organization acceptable to the agency and within 12 months of hire
• Agency provides counseling and education services regardless of ability to pay
• Agency is committed to offering the best quality service.

About Boulevard R

Boulevard R started out as a conversation between Jon and Matt Iverson over lunch in June 2005. As Jon was just about to turn 59 1/2 and start withdrawing savings from his retirement accounts, he was trying to figure out the best way to go about it.

At the time, Matt was working for one of the leading consumer advocates in California who was the founding director of Consumers Union's West Coast Office (publishers of Consumer Reports). As they worked together to address Jon's issue, they found a business environment that required asset minimums and largely excluded most people seeking independent financial strategies.

To level the playing field, they set about building a team of some of the top independent financial planners in the country, as well as a leading behavioral economist, Prof. Dan Ariely from MIT and Duke, recently named one of Fortune's 10 New Gurus of the Year. On the software side, Jon and Matt recruited a star team of programmers and brought on the technical founder of E*Trade as an advisor.

With the team in place, Matt and Jon set out to develop a tool that could help everyone find out if they were on track and also identify some key areas where they could improve. Ultimately, they settled on creating a fun, engaging service that financial advisors could offer to people in their local communities in order to help them answer the question "Am I financially on track?"

In designing the product for advisors to provide to people in their local area, Boulevard R took data security and consumer privacy very seriously. In addition to the latest security measures, Boulevard R uses the highly secure Verisign SSL encryption technology. In order to help keep users of the product protected, Matt and Jon decided not to request any sensitive personal information, such as passwords, social security numbers, etc.

Since its inception in 2005 as a social venture with the goal of making independent financial education universally available, Boulevard R continues to focus on ways to help everyone reach their financial goals.

Get Started >

"This may well be a peek at the future of financial planning itself." Bob Veres Inside Information

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Privacy Policy: Our agency does not conduct, participate in, or permit external research involving our clients.

Internally, our office may:

• Use client information internally for the purpose of evaluating our services.
• Compile data and aggregate information for the collection of statistical information but will not be disclosed in a manner that would personally identify the client in any way.

Our agency is committed to assuring the privacy of individuals and/or families who have contacted us for assistance. We realize that the concerns you bring to us are highly personal in nature. We assure you that all information shared both orally and in writing will be managed within legal and ethical consideration. The following are examples of how this data will be used:

ALL CLIENTS

• To assist us in our work with you, our staff may seek supervision/consultation with professional colleagues within the agency and, where appropriate and necessary, with other resources in the community.
• For the purposed of evaluating our services, gathering valuable research information and designing future programs, we may use aggregated case file information. Your anonymity will be maintained through the use of your client file number or by using aggregate data in all circumstances.

COUNSELING ONLY

• For counseling only clients, we will confirm with your creditors if asked: verification of appointment; date of counseling; disposition, i.e., client will handle affairs on their own or pending action.

DEBT MANAGEMENT

• For clients needing our intervention on your behalf through Debt Management, we will disclose the following to your creditors: your address and home phone number if published; total debt information; income, net and gross; living expenses; a list of your creditors; personal information concerning your financial circumstances, but not lifestyle or personal habits; and place of employment will be verified only.

In all other situations, your information may be released to appropriate individuals or agencies only upon your written request or when our staff has been served by a valid subpoena.

The following PRIVACY PRACTICES detail circumstances under which we will release your information to a third party:

1) We may compile data and aggregate information that you give to us, but this information may not be disclosed in a manner that would personally identify you in any way.

2) We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law or permitted by the client in writing.

3) We may disclose some or all of the information that we collect, as described below, to creditors, or third partied that you have authorized who need this information in order for us to assist you after a counseling session.

4) We may disclose all of the information that we collect, as described below, to creditors and related financial institutions who need this information if order to put you on the Debt Management Plan.

5) We restrict access to nonpublic personal information about you to those employees who need to know that information to provide services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

6) We collect nonpublic personal information about you from the following sources: information we received from you on our applications or other forms you provide; information about your transactions with us, your creditors, or others; and information we received from a credit reporting agency.

7) Once we have received written authorization we may disclose the following kinds of nonpublic information about you: information we receive from you on applications or other forms, such as name, address, social security number, assets, and income; information about your transactions with us, your creditors, or others such as your account balances, payment history, parties to transaction and credit usage; and information we receive from a credit reporting agency, such as credit history.