Tell a Friend
Ben G. Baldwin III, CFP(R), ChFC
Responsive Financial Group, Inc.
Rolling Meadows, Illinois - Chicagoland
Comprehensive financial planning - Contact Ben Baldwin III
- Specialties
-
- 401(k) rollovers, comprehensive financial planning and investment and asset management
- Unique Services
- Privacy Policy
-
- Your information will not be sold or rented. Read more
- Your privacy is taken very seriously and neither your contact information nor your financial information will be shared with another professional outside of the advisor's firm or any organization, unless you expressly allow it. You can opt out of educational emails at any time.
Ben Baldwin III's New Service: "The future of planning"1
Developed with a Leading Behavioral Economist and top Certified Financial Planners TM
Ben Baldwin III's complimentary service is powered by Boulevard R, a social venture whose mission is to make independent financial strategies available for everyone - with no strings attached.
Boulevard R created its process by working with top independent financial planners and a leading behavioral economist from MIT and Duke who was named one of Fortune's 10 new gurus of the year and is also a bestselling author.
Do you know if you're on track?
Click here to find out
Schools also using
Boulevard R's service:
This video gives a short tour of the 3 step process
Take a peek at the future - get your complimentary Dashboard and Starter Roadmap.
About Ben and his History
Ben G. Baldwin III, CFP®, ChFC; is the Founder and President of Responsive Financial Group, Inc. (RFG). Ben is a Director of Baldwin Financial Systems, LLC, a SEC registered investment advisory firm. RFG is also consultant to Insurance companies for the design of commission-free fee only life insurance and annuity products and the service platforms required to support fee-only and fiduciary advisors.
Ben entered the financial services industry in his father's practice in 1989 after service as a Naval Aviator, just as his father joined his grandfather in 1964 after serving as a Navy Pilot!
On April 1st, 2003, RFG was created to combine the expertise of Ben's previous financial & retirement planning firm, with a fee-only investment management firm. Since then, RFG has continued to refine and expand the range of wealth management services it offers for clients. Today, by specializing in superior financial advice and prudent investment management, Ben has proven that acting in the best interests of the client yields greater results every time. RFG has developed and operated under the motto;
"Your Wealth and Well-being...Our Purpose".
Experience
Ben started his career in financial services after his undergraduate studies Hobart College and serving in the US Navy. He received his Certified Financial Planner(TM) designation before founding Responsive Financial Group, Inc. in 2003. Ben has also worked with DePaul University to develop curricula financial planning courses.
- Founder and President
-
Responsive Financial Group, Inc.
March 2003 - Present
- Director
-
Baldwin Financial Systems, Inc.
January 1992 - Present
- Founder and President
-
The Financial Concepts Company
January 1999 - January 2003 (4 years)
- Registered representative
-
Waterstone Financial Group
January 1999 - January 2007 (8 years)
- Curriculum Developer and Teacher
-
DePaul University's Department of Continuing & Professional Education
January 1997 - January 1999 (2 years)
- Vice President
-
A.W. Ormiston & Co.
January 1997 - January 1999 (2 years)
- Agent and registered representative
-
The Equitable
January 1989 - January 1997 (8 years)
Websites
Education
1978 - 1982
Hobart College
B.A., American Studies
1992
College for Financial Planning
Financial Planning
2003
The American College
Chartered Financial Consultant
Press Mentions
July 2008
Financial Advisor
October 2006
InvestmentNews
Unique Services Offered by Ben Baldwin III
Ben Baldwin III specializes in providing the following services:- Fee-only Life Insurance Implementation
ABOUT THIS SERVICE Did you know that life insurance is now available for consumers without having to pay commissions to agents or deal with surrender charges?
Because the sale of life insurance typically incorporates commissions paid to the agent, fee-only advisors have been unable to satisfactorily provide solutions for it to their clients. However, Ben has worked with TIAA-CREF to design a policy which has absolutely no commissions, thereby now allowing fee-only advisors to provide life insurance to their clients. This policy, referred to as Intelligent Life, is transforming the way life insurance will be offered to consumers. This same policy is directly available to consumers, without the requirement of an advisor to provide it. For more information, you can visit TIAA-CREF Intelligent Life or contact Ben.
Contact Ben Baldwin III to learn more
- Retirement Asset Management (RAM)
ABOUT THIS SERVICE This is an evolutionary program designed and implemented by Responsive Financial Group, Inc. (RFG) to give business owners and their employees personalized advice and service with regard to their retirement plans. We call RAM evolutionary because in looking at the problems facing small business retirement plans we noticed that the highly automated and bundled systems typically offered are built for large employers and large retirement plan providers, not for small businesses. Consequently, they are large, inflexible, and expensive, and their costs are built into an infrastructure that small businesses just don?t require. So we took a step back, and built our RAM program from the same brokerage platform we use to support our high net worth individuals and trust clients.
We have been able to provide RAM to our clients at costs competitive with many of the lowest cost alternatives available in the market. Additionally, the plan is provided on a fee-only basis - it is independent of any fund or investment company. Furthermore, we collect those fees in the way best suited for your requirements; debited from plan assets or billed directly to the sponsoring employer.
For more information please visit, RAM Info
Contact Ben Baldwin III to learn more
- Objective Fee-Only Investment Management
ABOUT THIS SERVICE Risk Adjusted Portfolios ("RAP?s") are proprietary blends of, (generally, but not restricted to) open ended mutual funds. The selection and trading of securities for the portfolios is at the discretion of Responsive Financial Group, Inc. ("Investment Advisor") as the investment advisor for the Portfolios. Investment Advisor will not trade in any securities which will result in Investment Advisor or its representatives receiving commissions or any other financial remuneration from the securities, or investment companies with which it invests. Investment Advisor utilizes a variety of resources and research methodologies, as disclosed in Investment Advisor's SEC Form ADV part II, to manage each portfolio as per its investment objective and the Target Equity Percentage for each portfolio.
RAPs provide a combination of diversified funds which are managed to maintain a level of risk equal to a specified level relative to the S&P 500 Index and US Treasury Bill Index. For example, the Moderate portfolio typically, maintains an equity exposure of approximately 67% and non-equity exposure of 33%. Therefore, one might expect it to move up or down about 67% as much as the S&P 500 plus 33% as much as T-Bill Index. RFG retains discretion over the actual holdings within the portfolios.
Contact Ben Baldwin III to learn more
- Web Based Wealth Management
ABOUT THIS SERVICE Our web-based financial and wealth-planning system provides a daily updated, 360 degree view of your financial life, as well as features and functions that enable holistic financial planning and concierge-level services tailored to your needs. We can present compelling and dynamic financial and retirement plans, proactively manage your financial relationships and actively monitor your financial assets.
Our system provides complete cash flow based planning. With you we create financial plans that are up-to-date and delivered by way of your personal financial homepage.
Contact Ben Baldwin III to learn more
Related Terms: Fee-only, Retirement Income, Wealth Management, Financial Planning, Investment Advice, Objective Advice, 401(k) Rollover, IRA Rollover
Responsive Financial Group, Inc.
3601 Algonquin Rd Ste 620
Rolling Meadows, IL 60008-3110
(847) 670-8000
info@rfgweb.com
Contact Ben Baldwin III
Sign Up for a Complimentary Starter Roadmap
The Complimentary Starter Roadmap can help you reach your goals and identify possible areas where you can financially protect yourself.
What you get:- Find out if you're financially on track
- Get suggestions on your key financial goals
- Receive ideas on potential ways to financially protect yourself
